In recent years, the UPI credit card has emerged as one of the most convenient financial tools for Indian consumers. It combines the ease of UPI payments with the benefits of a credit card, allowing users to make quick transactions, enjoy rewards, and manage expenses better. However, while this innovation makes digital payments seamless, it also comes with its own challenges. Many users make certain mistakes with UPI credit cards that lead to financial stress, hidden charges, or poor credit scores. To ensure you get the maximum benefit from your UPI-linked credit card, it’s important to understand what not to...